Asset Finance Analyst

About BasiGo

BasiGo is an early stage e-mobility start-up looking to revolutionize the public transportation sector by providing matatu owners with a cost effective electric alternative to diesel. We’re looking for an Asset Finance Analyst to join our team. The Asset Finance Analyst will report directly to the Head of Vehicle Asset Finance.

BasiGo’s Mission and Values:

BasiGo is a mission-driven organization. Our mission is to create the future of clean, electric public transport in Africa. We are building a team committed to this mission and aligned to our core values:

1. We make safe, electric transport ACCESSIBLE to all people in Africa.
2. We REVOLUTIONIZE the bus experience for owners and passengers.
3. We build solutions that SCALE to meet the urgency of the climate crisis.
4. We succeed as a TEAM by helping each other grow and thrive.

You might like this job if: 

• You’re a perfectionist and love getting into the fine details 
• You’re able to think on your feet and create systems, policies and processes that support scale
• You’re ambitious, quick to learn new skills, and like to multitask.
• You want to create a cleaner, safer, and technologically advanced future for African cities.

Roles and Responsibilities:

• Analyze financial information and assess the creditworthiness of the applicant through financial statements and credit history.
• Process and give recommendations on credit applications within the current limits and prepare a full credit analysis for credit proposal presentation in the credit committee.
• Understanding of business, economic and industry risk and to clearly identify financial risks and/or other risks associated to the transaction (Asset, structure etc)
• Assist in reviewing and negotiating agreements, financing, joint development and multi-partner agreements;
• Consolidate reports that are accurate, insightful and relevant to the department and company
• Monitor lease portfolio to detect signs of financial distress. Track, analyze and report project portfolio information and status, revenues/dues collected, cost of goods and transaction costs, and other key metrics. Prepare financial analyses of production variances.
• Filing official insurance - related paperwork such as claims and any other insurance documents that are brought forth from the Operations Team.
• Participate in the administrative daily workload as the scanning of all credit and insurance documents.
• Improve the effectiveness of the credit appraisal processes.
• Perform all other duties as assigned.

Our ideal candidate would have:

Education & Experience:

• Bachelor's Degree in Finance, Accounting or other business related field 
• Certified Financial Analyst will be an additional advantage 
• 3-5 years of strong quantitative credit experience in a bank, deposit taking sacco or any other financial institution. 
• Impeccable understanding of financial statements, ratios and concepts
• Experience performing financial modeling and the understanding of financial concepts.
• Proficiency with spreadsheets, databases. Additional knowledge of financial software is a plus..
• Attitude and approach
• Ethical behavior
• Strong communication and analytical skills.
• Advanced Excel Skills
• A strong attention to detail and ability to notice discrepancy in data 
• A proactive approach to work, the ability to handle multiple tasks, and to maintain a high-quality standard when working under time pressure.
• Excited to learn & not scared of asking questions

BasiGo is proud to be an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, age, national origin, ethnic background, disability, pregnancy, sexual orientation or any other protected characteristic established by law.